ឈ្មួញកណ្តាលធានារ៉ាប់រង

Insurance Broker

UNIT GROUP 2221 FINANCIAL BROKERS

• FINANCIAL BROKERS operate as independent agents to facilitate the trading of commodities and arrange insurance and loans of money on behalf of clients.

  Indicative Skill Level:
  Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

  In Australia:

  • AQF Associate Degree, Advanced Diploma or Diploma (ANZSCO Skill Level 2)
  
  In New Zealand:
  • NZ Register Diploma (ANZSCO Skill Level 2)
  
  At least three years of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

  Registration or licensing may be required.

  Tasks Include:

  • monitoring commodity prices, trends and other factors affecting the supply and demand for commodities
  • negotiating the purchase and sale of commodities such as grains, wool, minerals and metals
  • determining the specific financial and insurance requirements of clients, and researching and reviewing available finance and insurance products for suitability to meet clients' requirements
  • analysing clients' financial status, discussing financial options and developing financial strategies
  • recommending loan combinations that meet clients' needs
  • interviewing prospective clients to explain insurance policy conditions, risks covered, premium rates and benefits, and to make recommendations on the amount and type of cover
  • arranging insurance, home loan mortgages and other types of finance for clients through banks, lenders, financiers and insurance companies
  • preparing documents which set out the conditions of finance, repayments and loan periods
  • identifying and advising on significant risk changes to clients' insurance
  • broking complex and commercial leases, equipment finance, commercial finance, project finance and finance for property developers
  
  Occupations:
  • 222111 Commodities Trader
  • 222112 Finance Broker
  • 222113 Insurance Broker
  • 222199 Financial Brokers nec

222111 COMMODITIES TRADER

• Alternative Title:
  • Commodities Broker
  
  Operates as an independent agent to bring together buyers and sellers of commodities, negotiates private sales and arranges sales through established market places.

  Skill Level: 2

  Specialisations:

  • Energy Trader
  • Grain Buyer
  • Livestock Trader
  • Media Buyer
  • Wool Broker

222112 FINANCE BROKER

• Operates as an independent agent in the course of financial negotiations and arranges loans of money on behalf of clients. Registration or licensing is required.

  Skill Level: 2

  Specialisations:

  • Lease Broker
  • Mortgage Broker

222113 INSURANCE BROKER

• Operates as an independent agent to sell life, fire, accident, industrial or other forms of insurance for a range of insurance companies. Registration or licensing may be required.

  Skill Level: 2

222199 FINANCIAL BROKERS NEC

• This occupation group covers Financial Brokers not elsewhere classified. Registration or licensing may be required.

  Skill Level: 2

  Occupations in this group include:

  • Investment Broker